Getting a Barclays Mortgage in Italy

Financing a property purchase with an Italian mortgage in Italy

If you are purchasing a property in Italy, Italian Mortgages are available for the Barclays Bank in the UK now making it much easier for you to obtain finance on your holiday home or residence in Italy.

For a FREE buyers guide and details on their rates and other useful information on getting a mortgage for Italy then visit their site by clicking on the banner above or below.

Example:

Country : ITALY
Typical Rate : 3.3%
Loan purpose : Residential, Renovation.
Min Loan : €20,000
Max Loan : 70%
Loan to Value Term : 10 to 30years
Max Age : 75
Repay method : Capital & Interest. Interest Only (Conditions apply)
Currency : Euro
Additional Info : All mortgage /loan repayments including proposes mortgage not to exceed 30% of gross income.

Our Niches.
We are able to assist you with mortgages from over 30 Countries. We are particularly proud to be among the first to offer mortgages in Eastern Europe including Hungary, Czech Republic, Slovakia and Bulgaria with others being added regularly..

Where do you start?
Pleasecomplete your details at the bottom of this page and one of our specialist advisers will contact you to discuss your requirements.

Approval in Principle
For all countries we are able to offer an approval in principle service. We will ask you to complete our confidential information form. This provides us with sufficient information about your finances to advise you of the likely hood of obtaining finance. In some cases we can obtain a formal approval in principle directly from the lender which is particularly comforting for new build purchases where you need to commit to a purchase way in advance of applying for the mortgage.

What happens next?
If you wish to proceed, we will send you a full application pack. Any required application forms will be pre-populated with the information you have already supplied. We will supply you with a specific document requirements checklist and additional information and tips about your purchase.

During the purchase
Once you have returned you application to us, as well as processing the application, we will provide you with guidance on the whole process. We will monitor your application with the lender closely and provide you with regular updates and explanation of any terms when the offer is produced. We will liaise with your other chosen professionals to help with your understanding of the complexities of your purchase such as buying through a company, residency permits, taxation issues, life cover assignment etc.

Additional Services
As with the UK, you will be required to insure the property. Many Overseas lenders also insist on Life Cover. In some cases an existing plan may be used if it meets the minimum requirements. It is important this issue is not left too late, as you may be unable to complete on your purchase until cover is in place, which can sometimes be delayed by requirements for medical information. Our recommended independent advisers can provide specific advice.